SWC3 Terms and Conditions –
Rules for Philippine Players

Welcome to SWC3 — the online gaming platform built for Filipino players. The following Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player") and SWC3 ("the Platform," "we," "us," or "our") in connection with your use of all products, services, and features available at swc3.app. These Terms apply to every interaction with the SWC3 platform — account registration, depositing funds, placing bets, claiming bonuses, making withdrawals, and accessing any content on the site.

1Acceptance of Terms

By accessing or using the SWC3 platform — whether by registering an account, making a deposit, placing a bet, or simply browsing the site — you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in full, together with SWC3's Privacy Policy and Responsible Gaming Policy, which are incorporated by reference.

These Terms represent the entire agreement between you and SWC3 with respect to the platform and supersede any prior communications, representations, or agreements — whether written or verbal — relating to the subject matter herein.

SWC3 reserves the right to update these Terms at any time. Continued use of the platform following any update constitutes your acceptance of the revised Terms. We will notify registered players of material changes via email or on-platform notification where reasonably practicable.

2Eligibility

To register and maintain an account on SWC3, you must satisfy all of the following conditions at the time of registration and throughout the duration of your account:

• You are at least 18 years of age at the time of registration.
• You are a resident of or physically located in the Philippines at the time of play.
• You are acting on your own behalf and not as an agent, nominee, or representative of any third party.
• You are not employed by SWC3, affiliated with its technology providers, payment processors, or game suppliers in a capacity that creates a conflict of interest.
• You do not have an existing active or previously suspended SWC3 account.
• You have not been voluntarily self-excluded from SWC3 or any other licensed gaming platform in the Philippines.
• Online gaming is not prohibited by the laws applicable to your specific location at the time of play.

SWC3 reserves the right to request documentary proof of eligibility at any time, including but not limited to a government-issued Philippine ID, proof of address, or age verification documents. Failure to provide adequate verification within a reasonable timeframe may result in the suspension of your account and retention of funds pending investigation.

3Account Registration

To access real-money gaming on SWC3, you must create a registered account. The registration process requires you to provide accurate, complete, and current personal information including your full legal name, date of birth, Philippine residential address, valid email address, and a Philippine mobile number.

You are responsible for the accuracy of all information provided and for updating your SWC3 account details promptly if any information changes. SWC3 accepts no liability for delays in processing deposits, withdrawals, or verifications caused by inaccurate account information provided by the player.

One Account Policy: Each natural person is permitted to hold exactly one SWC3 account. If a player is found to have created multiple accounts — whether under their own name, a family member's details, or any other identity — SWC3 reserves the right to:

• Close all duplicate accounts without prior notice.
• Consolidate balances at SWC3's discretion, deducting any bonuses or promotional credits applied across duplicate accounts.
• Permanently ban the player from registering a future SWC3 account.
• Report the matter to relevant Philippine gaming authorities where fraud is suspected.

You are solely responsible for maintaining the confidentiality of your SWC3 account credentials. Do not share your username, password, or OTP codes with any third party. SWC3 will never ask you for your password through any channel. Any activity that occurs under your account credentials — whether or not authorised by you — is your responsibility unless you have reported a security compromise to SWC3 support in writing without undue delay.

4Deposits and Withdrawals

SWC3 supports the following payment methods for Philippine players:

All deposits must originate from a payment method registered in your own name. Third-party deposits are strictly prohibited. SWC3 reserves the right to return funds deposited from unverified or third-party sources and to restrict the account pending investigation.

Withdrawals will only be processed to the same payment method used for the corresponding deposit where technically feasible. This is a standard anti-money-laundering measure. Where this is not possible, SWC3 may require additional documentation before processing a withdrawal to an alternative method.

SWC3 does not charge withdrawal fees for standard e-wallet transactions. However, your e-wallet provider or bank may apply their own charges — SWC3 has no control over third-party transaction fees.

5Bonuses and Promotions

SWC3 offers various bonuses and promotional offers to both new and existing players. All bonuses are subject to the specific terms stated at the time of the offer, which are incorporated into these Terms by reference. The following general conditions apply to all SWC3 promotions unless explicitly stated otherwise:

• Bonuses are available to verified, eligible Philippine players only. Players who have self-excluded or whose accounts are restricted are not eligible for promotional credits.
• Bonus credits are subject to a wagering requirement before they can be converted to withdrawable real-money balances. The applicable wagering multiplier is stated on each promotion page.
• Only real-money bets — not bets placed using bonus credits — contribute toward wagering requirements unless the specific promotion states otherwise.
• Free spins are valid only on the specified slot games and expire within the timeframe stated on the promotion. Winnings from free spins are subject to the same wagering requirements as the associated bonus.
• SWC3 reserves the right to withdraw any bonus from a player's account if there is evidence of bonus abuse, including but not limited to low-risk or zero-risk betting strategies designed to convert bonus funds without genuine play.
• Players may hold only one active welcome bonus at a time. Attempting to claim the same welcome offer more than once — including through duplicate accounts — constitutes a violation of these Terms.
• Bonuses have no cash value. They cannot be transferred, traded, or exchanged for cash outside of meeting wagering requirements.

SWC3 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice. Where a promotion is terminated early, bonus credits already credited to accounts in good standing will be honoured in accordance with the original terms as of the termination date.

6Gameplay Rules

All games available on the SWC3 platform — whether live dealer games, RNG-based table games, slot machines, sports betting markets, or specialised Philippine games such as Tongits and Sabong — are governed by the individual game rules displayed within each game environment, which form part of these Terms.

The following general gameplay conditions apply across all SWC3 products:

• Bets placed and confirmed are binding. Once a bet has been accepted by the SWC3 system, it cannot be cancelled or reversed by the player.
• In the event of a game malfunction, system error, or network interruption that prevents a game from completing normally, SWC3 reserves the right to void the affected round and return stakes to all players involved.
• SWC3's recorded data — including bet logs, game histories, and balance ledgers — represents the authoritative record for all gaming activity. In the event of a discrepancy between a player's recollection and SWC3's system records, the system records shall prevail.
• Minimum and maximum bet limits apply to all games and are displayed within each game interface. Bets that fall outside permitted limits may be rejected or adjusted by the system.
• Sports betting markets are subject to the pre-match and in-play rules specific to each sport and competition. Settlements follow standard Philippine and international sports betting conventions unless otherwise stated.

7Prohibited Conduct

The following activities are strictly prohibited on SWC3 and will result in account suspension, permanent ban, forfeiture of funds, and referral to relevant authorities where applicable:

• Collusion: Coordinating with other players at the same table to gain an unfair advantage, including sharing hand information in real time during multiplayer games such as Tongits.
• Fraud and Chargebacks: Using fraudulent payment methods, disputing legitimate transactions, or initiating chargebacks on deposits used for wagering.
• Bonus Abuse: Systematically exploiting promotions through low-risk hedging strategies, multiple accounts, or misrepresentation of identity to claim bonuses multiple times.
• Automated Play: Using bots, scripts, artificial intelligence tools, or any software designed to automate gameplay decisions or gain an advantage not available to normal players.
• Account Sharing: Allowing another person to access, operate, or place bets on your SWC3 account, or accepting payment to play on behalf of a third party.
• Money Laundering: Using SWC3 to process, transfer, or obscure funds derived from illegal activity. SWC3 is required to report suspicious transaction patterns to the appropriate Philippine financial intelligence authorities.
• Hacking or Manipulation: Attempting to gain unauthorised access to the SWC3 platform, reverse-engineer game software, exploit technical vulnerabilities, or interfere with the integrity of any game outcome.

8Account Suspension and Closure

SWC3 reserves the right to suspend or permanently close any player account at its sole discretion, including but not limited to the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Failure to complete identity verification within a reasonable timeframe when requested.
• Suspected fraudulent activity, money laundering, or use of the platform in connection with criminal activity.
• Player-initiated self-exclusion request.
• Regulatory requirement, government order, or court directive.
• Inactivity — accounts with no login activity for 12 consecutive months may be classified as dormant. SWC3 will attempt to notify the player at the registered email address before any action is taken on a dormant account.

Where an account is closed due to a player's breach of these Terms, any balance remaining in the account — including both real-money and bonus funds — may be forfeited at SWC3's discretion. Where an account is closed for reasons unrelated to player misconduct, the remaining real-money balance (net of any non-qualifying bonus funds) will be returned to the player via their last verified payment method.

Players wishing to voluntarily close their SWC3 account may do so by contacting the support team via live chat or at support@swc3.app. Account closure requests are processed within 5 business days. Any pending withdrawals at the time of closure will be completed before the account is deactivated.

9Responsible Gaming

SWC3 is committed to promoting responsible gaming among all Filipino players. We believe that online gaming should be an enjoyable leisure activity — and we provide practical tools to help players keep it that way.

The following responsible gaming features are available to all SWC3 account holders at no cost and without any restriction on usage:

• Deposit Limits: Set daily, weekly, or monthly caps on the amount you can deposit into your SWC3 account. Limits take effect immediately and can only be increased after a 7-day cooling-off period.
• Session Time Reminders: Receive on-screen alerts after a specified duration of active play.
• Cool-Off Period: Temporarily suspend your account for 24 hours, 7 days, or 30 days. Effective immediately and cannot be reversed during the elected period.
• Self-Exclusion: Permanently or long-term exclude yourself from the SWC3 platform. Once active, self-exclusion cannot be lifted before the minimum period has elapsed.

If you believe your gambling may be causing harm to yourself or others, please visit our dedicated Responsible Gaming page for resources and support. SWC3 also cooperates with Philippine problem gambling support organisations and will refer players where appropriate.

SWC3 strictly prohibits gaming by persons under the age of 18. If you are aware of a minor accessing the platform, please contact our support team immediately.

10Intellectual Property

All content on the SWC3 platform — including but not limited to the brand name SWC3, logo, game graphics, software, user interface design, text, images, promotional materials, and audiovisual elements — is the exclusive intellectual property of SWC3 or its licensed third-party suppliers.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the SWC3 platform for personal, non-commercial gaming purposes in accordance with these Terms. This licence does not grant you any right to:

• Copy, reproduce, distribute, or publicly display any SWC3 content without prior written permission.
• Modify, create derivative works from, or reverse-engineer any part of the SWC3 platform.
• Use the SWC3 name, logo, or any associated marks in connection with any commercial activity without explicit written consent.

11Limitation of Liability

To the maximum extent permitted by Philippine law, SWC3 shall not be liable for any losses, damages, or claims arising from:

• Decisions made by players regarding wagering, game strategy, or financial management.
• Technical disruptions including server downtime, network failures, or device-side connectivity issues beyond SWC3's reasonable control.
• Unauthorised access to a player's account resulting from the player's failure to maintain adequate credential security.
• Losses arising from game outcomes, which are determined by certified random processes and accepted voluntarily by the player.
• Changes to applicable laws or regulations that affect the availability of any SWC3 product or service.

SWC3's total liability to any individual player in connection with any single incident or series of related incidents shall not exceed the total amount deposited by the player in the 30-day period immediately preceding the incident giving rise to the claim.

Nothing in these Terms limits SWC3's liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by Philippine law.

12Privacy and Data Protection

SWC3 collects and processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. The full details of how we collect, use, store, and protect your personal information are set out in our Privacy Policy.

By registering a SWC3 account, you consent to the collection and processing of your personal data as described in the Privacy Policy. Key points include:

• SWC3 collects personal data necessary to verify your identity, process transactions, and fulfil our obligations under applicable law.
• Your data is stored securely and is not sold to third parties for marketing purposes.
• SWC3 may share your data with payment processors, identity verification services, and regulatory bodies as required by law.
• You have the right to access, correct, and request deletion of your personal data in accordance with the Data Privacy Act, subject to our record-keeping obligations.

13Amendments to Terms

SWC3 reserves the right to amend these Terms and Conditions at any time. We will post updated Terms on this page with a revised "Last Updated" date. Where changes are material — meaning they significantly affect your rights or obligations as a player — we will provide advance notice via email to your registered address or through an on-platform notification at least 7 days before the changes take effect, where reasonably practicable.

Your continued use of the SWC3 platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must stop using the platform and contact support to request account closure.

14Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with your use of the SWC3 platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal dispute, players are encouraged to contact SWC3 support to seek a resolution. SWC3 commits to acknowledging all formally submitted complaints within 3 business days and providing a substantive response within 14 business days.

In the event that a dispute cannot be resolved through direct communication, it may be escalated to the relevant Philippine gaming regulatory authority in accordance with applicable licensing conditions.

These Terms are written in English. In case of any inconsistency between any translated version and the English version, the English version shall prevail.

15Contact Us

If you have any questions about these Terms and Conditions or about your SWC3 account, our support team is available 24/7:

• Live Chat: Available directly on the SWC3 platform when logged in — the fastest way to get help.
• Email: support@swc3.app — for formal complaints or documentation-related queries.

For responsible gaming queries, self-exclusion requests, or account closure, please contact support and specify your request clearly. These are handled with priority and in full confidence.